
Hard Money vs. Private Credit: What’s the Difference?
This is one of the most common questions I get from borrowers—“Is private credit just another name for hard money?” Short answer: Not quite. Long answer? Let’s break it down.
This is one of the most common questions I get from borrowers—“Is private credit just another name for hard money?” Short answer: Not quite. Long answer? Let’s break it down.
Time kills all deals. And in real estate, sometimes the difference between winning and losing is just a few days. At Flipside Lending, we get asked this question all the time: “How fast can you close?”
Getting a fix and flip loan isn’t just about having a good deal—it’s about knowing how to structure your entire project from purchase to resale. With tighter margins and higher financing costs in today’s market, planning ahead is more important than ever.
If you’re a new real estate investor looking to finance your next (or first) deal, getting approved for a loan isn’t just about finding a lender. It’s about putting your best foot forward. At Flipside Lending, we work with new investors every week—and we’ve seen where deals can fall apart.
At Flipside Lending, we take pride in being a trusted financial partner for developers bringing transformative projects to life. We’re excited to announce that we’ve provided a $5,000,000 construction loan for the first phase of a promising 56-lot townhome development in Nashville, TN.
When closing a real estate transaction, a mortgage payoff statement is a critical document. But beyond just being a formality, understanding when and how to order a payoff statement can make a difference in whether a deal goes smoothly or falls apart at the last minute.
When it comes to real estate financing, a Letter of Intent (LOI) is often the first step toward securing a loan. But not all LOIs are created equal. Some lenders give them out like candy, barely understanding the deal in attempts to lock in clients. Others take a more thoughtful approach, ensuring that an LOI reflects a properly vetted deal.
NMLS #2655708. Origination fees and other fees may apply. This is not an offer to lend. Any financing will be subject to certain restrictions and requirements, including but not limited to a credit evaluation and approval of the subject property. To qualify, a borrower must meet underwriting requirements. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate. Your actual rate depends on a variety of factors. Rates, terms, and conditions are subject to change from time to time without notice.