In real estate lending, we all love to celebrate the wins. The closed deal, the funded draw, the successful exit. But there’s a quieter battle being fought behind the scenes: the fight against fraud.
We talk to builders every day. And one thing we’re hearing more and more is this:
“We want to build for first-time buyers—but the math just doesn’t work.”
It’s a real issue. Starter homes, once the foundation of any healthy housing market, are becoming unicorns—especially in high-cost markets. And while headlines tend to focus on interest rates and affordability for buyers, we’re not talking enough about what’s happening on the builder’s side.
We talk to builders every day. And one thing we’re hearing more and more is this:
“We want to build for first-time buyers—but the math just doesn’t work.”
It’s a real issue. Starter homes, once the foundation of any healthy housing market, are becoming unicorns—especially in high-cost markets. And while headlines tend to focus on interest rates and affordability for buyers, we’re not talking enough about what’s happening on the builder’s side.
This is one of the most common questions I get from borrowers—“Is private credit just another name for hard money?” Short answer: Not quite. Long answer? Let’s break it down.
Time kills all deals. And in real estate, sometimes the difference between winning and losing is just a few days. At Flipside Lending, we get asked this question all the time: “How fast can you close?”
Getting a fix and flip loan isn’t just about having a good deal—it’s about knowing how to structure your entire project from purchase to resale. With tighter margins and higher financing costs in today’s market, planning ahead is more important than ever.
If you’re a new real estate investor looking to finance your next (or first) deal, getting approved for a loan isn’t just about finding a lender. It’s about putting your best foot forward. At Flipside Lending, we work with new investors every week—and we’ve seen where deals can fall apart.
When closing a real estate transaction, a mortgage payoff statement is a critical document. But beyond just being a formality, understanding when and how to order a payoff statement can make a difference in whether a deal goes smoothly or falls apart at the last minute.
When it comes to real estate financing, a Letter of Intent (LOI) is often the first step toward securing a loan. But not all LOIs are created equal. Some lenders give them out like candy, barely understanding the deal in attempts to lock in clients. Others take a more thoughtful approach, ensuring that an LOI reflects a properly vetted deal.
