Building a strong rental portfolio takes smart investments and the right financial backing. At Flipside, our Rental loans are designed to provide the long-term support you need to maximize your returns and build wealth over time.
With years of experience as real estate investors, we understand your goals and objectives—and we’re here to help you reach them.
Whether you’re aiming for short-term or long-term financing, we offer customizable loan options that align with your investment strategy.
Have multiple properties? We specialize in loans for investors managing portfolios, so you can grow your holdings seamlessly.
Low cashflow? No problem. Our debt service coverage ratio requirements are structured to help you qualify easily.
Our team has been where you are. We offer practical advice and insights to ensure your rental investments are a success.
A DSCR loan is a rental property loan qualified by the property’s income, not the borrower’s. DSCR is calculated as monthly rent divided by the monthly loan payment (P&I or interest-only). A DSCR >1.00x indicates the property generates enough income to cover debt.
Flipside requires a lease agreement or market rent schedule from the appraisal (Form 1007). For short-term rentals are allowed with verification of proper comparables and subject to credit approval.
The maximum DSCR loan amount per investment property is typically $3 million. Higher amounts may be considered case-by-case with strong credit, DSCR >1.25x, and institutional sponsorship.
Yes. Flipside offers DSCR loans for both short-term vacation rentals and long-term leases. Short-term rentals require stronger DSCR, consistent income documentation, and may have additional underwriting requirements.
No. DSCR loans are for rent-ready properties. If renovations are needed, use a fix and flip or bridge loan first, then refinance into a DSCR loan once stabilized.
Contact us for a tailored quote or connect with one of our team members to discover how we can help you secure the right loan for your next rental property.
