Why Choose a DSCR Loan Instead of a Conventional Mortgage?
We talk to builders every day. And one thing we’re hearing more and more is this:
“We want to build for first-time buyers—but the math just doesn’t work.”
It’s a real issue. Starter homes, once the foundation of any healthy housing market, are becoming unicorns—especially in high-cost markets. And while headlines tend to focus on interest rates and affordability for buyers, we’re not talking enough about what’s happening on the builder’s side.

